Following the enactment of a new law in Virginia that regulates copay accumulator programs, the Precision Medicine Group published an article that discusses copay accumulator and copay maximizer policies in-depth. This article, titled Virginia Passes Law Barring Accumulators; Programs’ Use Rises, provides an overview of how these health insurance policies function and how they can negatively impact patients’ health. While discussing the legal complexities of these programs and how they could violate state and federal law, the article refers to the Aimed Alliance report titled Employers Beware: Understanding the Costs and Liability Risks of Health Insurance Copay Accumulator Programs. Notably, these programs could violate federal laws, including the Patient Protection and Affordable Care Act, the Federal Trade Commission Act, and the Employee Retirement Income Security Act. Continue Reading.