Massachusetts Insurer Agrees to End Discrimination Against Applicants Who Take Preventive Medication for HIV/AIDS


Mutual of Omaha, an insurer in Massachusetts, has been denying patients life insurance and long-term care insurance if they take preventive medicine for HIV/AIDS. In two legal settlements, one with the Attorney General of Massachusetts and another with an unnamed plaintiff who was represented by GLBTQ Advocates and Defenders (GLAD), Mutual of Omaha has agreed to reverse its practices. The insurer had been accused of violating a Massachusetts law that prohibits discrimination on the basis of sexual orientation and disability. Bennett Klein, the AIDS Law Project Director for GLAD, claims that these policies can be invalid even if they do not violate a specific state law because the coverage decisions are not actuarily sound.


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